Many insurance companies offer discounts on insurance for homes and apartments with professionally-monitored* alarm systems. Ring Alarm provides a monitoring certificate for your alarm system that you can submit to your insurance company to see if you may qualify for a discount on your premium. Contact your insurance provider for more details.
You might find that the cost savings from an insurance discount could cover at least a part of your Ring Protect Pro subscription cost ($20/month or $200/year) when you continue your enrollment in professional monitoring* for your Ring Alarm. See the full list of benefits you’ll enjoy with a Ring Protect Pro plan. The amount you could save depends on your yearly insurance premium cost and the applicable discount from your insurance company.
NOTE: Insurance certificates are only available to neighbors with Ring Alarm who are enrolled in alarm professional monitoring,* which requires a Ring Protect Pro subscription ($20/month or $200/year). If you do not continue your professional monitoring subscription, the certificate will be void and you may lose the discount from your insurance provider.
Get Your Insurance Certificate Using the Ring App:
- Open the app and tap on the Menu.
- Tap Settings.
- Tap Monitoring.
- Tap Insurance Certificate.
- Tap Send Certificate. You will receive the certificate via email.
- Present the certificate to your insurance provider and ask about your eligibility for a policy discount.
Get Your Insurance Certificate Online:
- Log into your account at Ring.com/account.
- Click Settings from the menu.
- Click Monitoring. (Note: It must say “Professional” or “Practice.”)
- Click Insurance Certificate.
- Choose Print or Email Certificate.
- Present the certificate to your insurance provider and ask about your eligibility for a policy discount.
NOTE: Only the Ring account owner can receive an insurance certificate.
How Much Can I Save on My Homeowner’s Insurance with an Alarm Professional Monitoring* Discount?
Your actual savings depends on your home’s size and location, your insurance carrier, your premiums, and a number of other factors.
The average annual premium in the United States was $1,272 in 2019 according to data published by the Insurance Information Institute. As an example, if this is your annual insurance premium and your insurance carrier offers a 10% insurance discount for a professionally monitored* alarm system, you could enjoy a savings of $127 each year on your insurance premium.
The average insurance discount ranges from 2% to 15%.** Actual savings may vary.
** Click here for source
Additional Information:
Read More About How You Can Save on Home Insurance with your Ring Alarm
Learn More About Ring Protect Plans
Learn How to Sign Up for Professional Monitoring* for Your Ring Alarm
* A compatible Ring Protect subscription is required to enroll in the Ring Alarm professional monitoring service. Professional monitoring service is available only within the U.S. (all 50 states, but not U.S. territories) and in Canada (excluding Quebec). Ring does not own its own professional monitoring center. Smoke and carbon monoxide monitoring is not available for commercial properties. See Ring Alarm licenses at: https://www.ring.com/licenses.
